7 Signs That You Are Addicted To Using Your Credit Card

6. You're Maxed Out

Credit cards are great when there's an emergency, or if you have the cash to pay off large purchases and will benefit from points or credit card incentives. With that being said, if you are consistently maxing out your credit card and have nothing to show for it, you have a spending problem.

When your day-to-day spending exceeds your income, this is when debt begins to pile. Have you paid down your debt, only to rack it back up again? Perhaps your credit cards are maxed out and you're only paying the minimum each month. If so, it's time to address your spending habits.