10 Reasons You Could Be Denied For Life Insurance

Kelsey Rawson

Cancer History

Photo Credit: Attn

Cancer is a serious condition that can affect one's life greatly, even if the disease is in complete remission. A new life insurance policy application can be denied if the applicant has or has had cancer. There are specific factors that determine the results, such as what type of cancer the applicant was diagnosed with and the length of their remission. It is best to do as much research as possible to determine whether or not cancer is likely to be a hindrance when applying for a life insurance policy.

Weight Issues

Photo Credit: TheJournal

Being overweight is an issue in some cases when applying for a new life insurance policy. Obese individuals are at a higher risk of many different health complications, including premature death, type 2 diabetes, and heart troubles. An insurance provider might see an overweight applicant and immediately be concerned about how they would be able to insure them based on their potential medical issues. When reviewing an applicant's health history, an insurer might find further reason to deny them a policy, or at least, not one with the standard weights. It is best for overweight individuals to focus on their health issues before applying for a life insurance policy.

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Cancer History

Weight Issues

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